• Welcome to Insurance Management Bahamas Limited

    PROPERTY CLAIM FORM

    • FOR EVERY CLAIM COMPLETE SECTIONS A, B, & C.
    • IF YOUR CLAIM FOR LOSS OR DAMAGE TO CONTENTS COMPLETE SECTION D.
    • FOR BUILDING DAMAGE COMPLETE SECTION E.
    • MONEY & CREDIT CARD LOSSES WILL REQUIRE COMPLETION OF SECTIONS F &G RESPECTIVELY.
    • IN EVERY CASE REMEMBER TO SIGN AND DATE THE DECLARATION AT THE END OF THE FORM OTHERWISE WE CANNOT PROCEED.
    MAKING A CLAIM

    We appreciate how upsetting events which give rise to a claim can be, so we designed this form to ease you through the information we need to assess your claim quickly and accurately, and point out what additional information we require.

    Whilst we recommend that you complete this form thoroughly before you return it, if you feel that circumstances may delay its completion for too long, please contact us and we will advise you on how best to proceed.

    A. POLICYHOLDERS DETAILS
    B. POLICY DETAILS

    C. GENERAL QUESTIONS

    10.
    EXACTLY WHERE DID THE LOSS OR DAMAGE OCCUR?

    11.
    WHEN DID THE LOSS OR DAMAGE OCCUR?

    (In case of loss it is often helpful to describe when you became aware of the loss and when the item was last seen. If theft from your home is involved describe fully how entry was gained)

    (It is a Policy condition to tell the police about any theft, malicious damage, vandalism or loss of money, credit cards, jewellery or other valuable. Many items are ‘handed in’ and an enquiry is worthwhile).

    D. CONTENTS CLAIM

    18.
    THE PANEL BELOW CAN BE USED TO DESCRIBE ANY ITEM EXCEPT BUILDINGS (SEE SECTION E), MONEY OR CREDIT CARD LOSSES (SEE SECTIONS F & G).

    AN ESTIMATE FOR REPAIR OR SPECIALIST’S CONFIRMATION THAT THE ITEM IS BEYOND REPAIR (IF APPROPRIATE) WILL BE REQUIRED AND IT SHOULD BE ATTACHED TO THIS FORM. OTHERWISE DESCRIBE THE ITEM FULLY IN THE APPROPRIATE COLUMN AND THE CURRENT PRICE OF A COMPARABLE ARTICLE. YOU SHOULD ENCLOSE ANY PURCHASE RECEIPTS THAT YOU HAVE FOR THE ARTICLE(S) IN QUESTION.

    E. BUILDINGS CLAIM

    19.

    • IF THE CLAIM IS FOR BUILDING DAMAGE YOU SHOULD TRY TO OBTAIN MORE THAN ONE ESTIMATE FOR THE WORK.
    • THERE IS NO OBJECTION TO YOU GIVING YOUR OWN INSTRUCTIONS TO REPAIRS WHERE WORK IS REQUIRED URGENTLY TO MAKE THE PREMISES WEATHERPROOF OR SECURE, FOLLOWING DAMAGE CAUSED, FOR EXAMPLE, BY STORM. (IF SO, PLEASE NOTIFY US BY TELEPHONE AT THE EARLIEST OPPORTUNITY).
    • WE WILL SOMETIMES INSTRUCT INDEPENDENT LOSS ADJUSTERS TO ASSIST US IN DEALING WITH THE CLAIM. WE WILL LET YOU KNOW WHEN WE DO SO. THE LOSS ADJUSTER WILL CONTACT YOU DIRECTLY TO ARRANGE A MUTUALLY CONVENIENT APPOINTMENT AND WILL THEN CALL TO INSPECT THE DAMAGE AND SORT OUT THE DETAILS OF THE CLAIM. THE ADJUSTER ACTS INDEPENDENTLY AND ONCE THE CLAIM HAS BEEN AGREED WITH YOU A REPORT WILL BE SUBMITTED TO US. ALTERNATIVELY, ON OCCASION WE MAY INSTRUCT A REPRESENTATIVE FROM OUR OFFICE TO CONTACT YOU.
    F.MONEY LOSSES
    G. CREDIT CARD USED BY UNAUTHORIZED PERSONS

    I/WE HEREBY DECLARE THAT THE INFORMATION GIVEN ON THIS FORM IS TRUE TO THE BEST OF MY/OUR KNOWLEDGE.